Here's an easy way to make a charitable difference -- send an instant message.

Students at 35 colleges and universities are doing it, and it's turned into a great way to create awareness and raise funds for nine nonprofit organizations.

The organizations -- American Red Cross, Boys and Girls Clubs of America, National AIDS Fund, National Multiple Sclerosis Society, ninemillion.org, Sierra Club, Stopglobalwarming.org, Susan G. Komen for the Cure, and U.S. Fund for UNICEF -- receive a portion of advertising revenue every time a student has a conversation using instant messaging (or i'm).

It's all part of a Microsoft-sponsored campus program, and students get to choose their recipient organization each time they send an instant message.

There is no cap on the amount each group can receive, and Microsoft will make a guaranteed donation of at least $100,000 to each organization during the first year of the program.

Visit www.imforacause.com for more information.

I have had many moments in my life where anxiety and panic have filled my mind. But this is normal and necessary really as life delivers all kinds of situations that produce all sorts of emotions.

I can recall vividly anxious feelings before a school exam but this is what motivated me to study and prepare and to pass the exam with flying colors. This anxiety gave me a push, a kick in the pants -- in a good, healthy way.

Without a bit of panic, I may not have cared. I may have been aloof to the importance of doing well in school. But while life has presented me with a good amount of this healthy emotion, it has also tossed an abundance of unhealthy anxiety and panic my way -- the kind that has consumed my mind and twisted my insides. The kind that made peaceful living seem impossible.